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OUR BLOG 2016-12-01T18:27:04+00:00

Bad News About Qualified Investing

May 11th, 2016|0 Comments

•401k’s will be taxed on your gains. •IRA’s will be taxed on your gains. •Mutual funds will be taxed on your gains. •Individual stocks will be taxed on your gains. •Bonds will be taxed on your gains When? At the worst possible time in your [...]

Tax Bracket Planning

May 10th, 2016|0 Comments

Taxes are the biggest obstacle in reaching Financial Independence. Reposition your existing money and future money from unnecessary Taxes. For more information on how to utilize Tax Bracket Planning and to take advantage of strategies that address these items just give us a call.

Kelm Qualifies for Prestigious “Top of the Table”

May 3rd, 2016|0 Comments

Park Ridge, ILL. – Outstanding client service, best practices, and professionalism have enabled Chris Kelm of San Antonio, TX to qualify for the exclusive “Top of the Table” of the Million Dollar Round Table—The Premier Association of Financial Professionals. Kelm is a 21-year MDRT member [...]

Stability to Security with Index Crediting

April 20th, 2016|0 Comments

Financial Freedom: Without Washington & Wall Street! There are a few rules of investing that most people have heard of and can relate to in some way.  One of them is “Don’t Lose Money”.  This rule is so well-known that many have come to believe [...]

Don’t Pay Off Your Mortgage, Increase it! Bigger is Better!

April 6th, 2016|0 Comments

 Equity can’t help pay for college expenses, vacations etc. or more importantly increase your retirement income. This isn't what we were taught, the dream from most Americans is to have their mortgage paid off and the sooner the better. “Pay off your mortgage, reduce your debt and build [...]

INSANITY

March 10th, 2016|0 Comments

Doing the same thing over and over and expecting different results. This is how people or the Baby Boomers have been doing it and it hasn’t worked. Insanity has been a pattern for the past 28 years, especially for the Baby Boomers and it hasn’t [...]

“Single Biggest Benefit in the Tax Code”

November 19th, 2015|Comments Off on “Single Biggest Benefit in the Tax Code”

“Single Biggest Benefit in the Tax Code” [transcript of Ed Slott tax advisor speech] Let’s switch gears to another way to eliminate huge taxes: life insurance. Just so you know I say it on every program, I do not sell life insurance, I [...]

Business Succession / Buy Out Strategy for Family Owned Business (3rd Generation)

November 16th, 2015|Comments Off on Business Succession / Buy Out Strategy for Family Owned Business (3rd Generation)

Kelm Financial Services – Example Case Company History Smith Plumbing Company was founded in 1951 by Bob Smith, Sr. When his son Bob Smith, Jr. graduated from high school he joined his father in the family business. Bob Smith, Jr, worked his way up [...]